The GCC’s Leading Sukuk Partner
Fixed Income & Sukuk
Shari’a-compliant fixed income and sukuk strategies focused on capital preservation, income generation, and disciplined risk management across GCC and global markets.
Fixed Income Since
2003
الدخل الثابت منذ
Sukuk & Fixed Income AUM
$8.2B
الأصول المدارة للصكوك والدخل الثابت
Ownership
Kuwaiti Shareholding Company
شركة مساهمة كويتية
Al Amal's Fixed Income team manages actively managed, Shari'a-compliant Sukuk and fixed income portfolios across GCC and international markets. We focus on investment-grade sovereign and corporate Sukuk, government bonds (where Shari'a-compliant), and high-quality debt instruments.
GCC Principal Sukuk & Fixed Income
الصكوك والدخل الثابت الرئيسية في دول مجلس التعاون
Sovereign Sukuk
الصكوك السيادية
Direct investments in Kuwaiti, Saudi, UAE, and Qatari government Sukuk. These instruments provide the highest credit quality and serve as the foundation of our Shari'a-compliant fixed income allocation.
Corporate Sukuk
صكوك الشركات
Investment-grade Sukuk from leading GCC financials, real estate, and energy companies. Our credit team conducts rigorous bottom-up analysis on each issuer.
Conventional Fixed Income
الدخل الثابت التقليدي
Limited to high-quality government and corporate bonds where Sukuk are unavailable, subject to Shari'a purification. All conventional holdings are reviewed quarterly by our Shari'a Supervisory Board.
Investment Philosophy
فلسفة الاستثمار
Income Focus
Prioritize current income and capital preservation over capital appreciation. Our portfolios are structured to deliver consistent, predictable cash flows.
Credit Research
Bottom-up, fundamental credit analysis with a focus on GCC issuers. Every position is supported by independent research and proprietary risk models.
Sukuk-First Approach
Sukuk are the primary vehicle; conventional bonds are used only when no Shari'a-compliant alternative exists. This approach aligns investment returns with Islamic principles.
Shari'a-Compliant Sukuk Framework
إطار الصكوك المتوافقة مع الشريعة الإسلامية
All fixed income investments are structured in accordance with Islamic principles, overseen by our internal Shari'a Supervisory Board. Sukuk are asset-backed securities that comply with Shari'a, avoiding interest (riba) and speculation (gharar).
Sukuk Screening Process
- Underlying asset verification (real assets, services, or projects)
- Contractual structure review (Ijara, Murabaha, Mudaraba, Musharaka, Wakala, Istisna)
- Prohibition of interest-based (riba) elements
- Purification of any prohibited income (if applicable)
- Annual Shari'a compliance certificate for each portfolio
Our Foundation
Core Values
قيمنا الأساسية
The five core values extracted from Al Amal's founding principles govern every aspect of our investment management and client service activities.
03
Act with Integrity
العمل بنزاهة
We act with complete integrity in every client interaction, investment decision, and regulatory filing. We do not compromise on ethics or fiduciary duty, ever.
04
Maintain Ethics
الحفاظ على الأخلاق
Our ethical framework governs not just what we invest in, but how we operate — from CMA disclosure compliance to Shari'a governance and internal audit practices.
05
Invest in People
الاستثمار في الأشخاص
Al Amal invests in the ongoing professional development of our equity analysts, portfolio managers, and support staff, recognising that our people are our primary competitive advantage.
01
Work & Spread Knowledge
العمل ونشر المعرفة
We cultivate a culture of continuous learning, sharing research, and building institutional knowledge that benefits our clients and the broader GCC investment community.
02
Persevere
المثابرة
Long-term value creation requires patience and resilience. We remain committed to our investment thesis even during periods of market volatility or short-term underperformance.
Target Client Segments
Institutional Investors
Pension funds, endowments, insurance companies, sovereign wealth funds
Family Offices
Multi-generational wealth, income generation, capital preservation
High-Net-Worth Individuals
Individuals and families seeking stable, Shari'a-compliant income
Corporates
Treasury management, cash reserves investment
Our Success Stories
قصص نجاحنا
Performance Highlights
GCC Sukuk Strategy
5-Year Annualized Return
S&P / Moody's
Average Credit Rating
Portfolio Weighted
Modified Duration
Explore Further
مزيد من المعلومات
Become a Partner
كن شريكنا
Al Amal invests in a diversified portfolio of GCC Sukuk and fixed income instruments. Speak with our fixed income team to explore our Shari'a-compliant strategies.
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