investors@al-amalinvestment.com
+965 182 2626
Qibla Q2 Building 114 Office 27 Ground Floor, P.O. Box 200, Safat 13002, Kuwait City
+965 182 26 26
Al Amal Investment Advisory

Active Management, Global Reach

Asset Management

Equities, sukuk, fixed income, multi‑asset, and alternative strategies — actively managed to deliver long‑term, risk‑aware returns. Regional depth with global perspective. Fully Shari’a‑compliant.

Service Overviewنظرة عامة على الخدمة

2003
Asset Management Since
إدارة الأصول منذ
$47.2B
Assets Under Management
الأصول تحت الإدارة
KSCC
Ownership Structure
هيكل الملكية

Al Amal's Asset Management team delivers active management across public and private markets, leveraging deep GCC market knowledge and global research capabilities. Our Shari'a-compliant strategies are designed for long-term capital appreciation and risk-adjusted returns, fostering economic growth and diversification across the region.

We serve institutional investors, family offices, high-net-worth individuals, and corporates with customized mandates spanning GCC and international equities, fixed income and sukuk, private equity, and real estate. Our investment process integrates fundamental research, macroeconomic analysis, and rigorous Shari'a screening at every stage.

Key Financials / المؤشرات المالية

5Y Annualized Return (GCC Equity)12.4%
Sukuk Portfolio Yield5.8%
Return on Equity (ROE)9.2%
Total Assets$47.2B

GCC Principal Asset Management

إدارة الأصول الرئيسية في دول مجلس التعاون الخليجي

Al Amal deploys capital across four principal asset classes, offering clients differentiated access to GCC markets and global investment opportunities through institutional-grade strategies.

GCC & International Equities

الأسهم الخليجية والدولية

Active management of listed equities across developed and emerging markets, with a focused emphasis on GCC growth stories, sector rotation, and bottom-up security selection.

  • GCC-listed equities
  • Emerging Markets
  • Sector concentration

Fixed Income & Sukuk

الدخل الثابت والصكوك

Investment-grade and selective high-yield sukuk, government bonds, and corporate debt — structured to be fully Shari'a-compliant and optimized for duration and credit quality.

  • Sovereign Sukuk
  • Corporate Bonds
  • Shari'a-screened

Alternatives

الاستثمارات البديلة

Private equity, venture capital, infrastructure, and private credit — deployed through direct investments and fund-based structures with rigorous due diligence.

  • Private Equity
  • Venture Capital
  • Infrastructure

Real Estate

العقارات

Direct property investments and REITs across commercial, residential, and logistics assets in the GCC, with a focus on income-generating and capital-appreciating assets.

  • Commercial Properties
  • GCC REITs
  • Logistics Assets
Total AUM across all principal asset classes·إجمالي الأصول المُدارة
$47.2B

Investment Philosophy

فلسفة الاستثمار

01

Long-Term Orientation

التوجه طويل الأمد

We invest with a 5–10 year horizon, avoiding short-term market noise and speculative positioning. Our portfolios are constructed to compound wealth through market cycles.

5–10 yearinvestment horizon
02

Fundamental Research

البحث الأساسي

Bottom-up, research-driven security selection, combined with top-down macroeconomic analysis. We leverage proprietary models and regional expertise across all GCC markets.

Bottom-upsecurity selection
03

Shari'a Integration

الاندماج مع الشريعة الإسلامية

Every investment is rigorously screened for Shari'a compliance before inclusion. Our Shari'a Supervisory Board reviews all portfolio holdings, transaction structures, and new instruments.

100%Shari'a screened

Investment Process

منهجية الاستثمار
01

Research & Idea Generation

البحث وتوليد الأفكار

Proprietary research, sector coverage, macro views, Shari'a screening.

02

Portfolio Construction

بناء المحفظة

Optimised allocation across asset classes, geographies, and strategies.

03

Risk Management

إدارة المخاطر

Quantitative risk models, stress testing, drawdown controls, compliance checks.

04

Performance Monitoring

متابعة الأداء

Regular reporting, benchmark comparison, client communication, and review.

Shari'a-Compliant Asset Management

إدارة الأصول المتوافقة مع أحكام الشريعة الإسلامية

All portfolios are managed in accordance with the provisions of Islamic Shari'a, overseen by our internal Shari'a Supervisory Board, in accordance with the regulations and instructions of the Capital Markets Authority (CMA), Central Bank of Kuwait (CBK), and Kuwait Ministry of Commerce and Industry.

We prohibit interest-based (riba) transactions, speculative (gharar) activities, and investments in non-compliant sectors such as alcohol, gambling, and conventional financial services. Our Shari'a Supervisory Board reviews and certifies all investment activities on an annual basis.

Shari'a Supervisory Board Portfolio Screening Annual Compliance Certificate Riba-Free Instruments Gharar Prohibition

تُدار جميع المحافظ وفقاً لأحكام الشريعة الإسلامية، تحت إشراف هيئة الرقابة الشرعية الداخلية لدينا، وذلك وفقاً للأنظمة والتعليمات الصادرة عن هيئة أسواق المال الكويتية وبنك الكويت المركزي ووزارة التجارة والصناعة. يحظر الاستثمار في العمليات القائمة على الفائدة الربوية أو الغرر أو القطاعات غير المتوافقة مع أحكام الشريعة.

Shari'a Permitted

  • Shari'a-compliant equities
  • Sukuk (Islamic bonds)
  • Halal sector investments
  • Murabaha-based credit
  • Ijarah (lease) structures
  • Musharakah & Mudarabah funds

Shari'a Prohibited

  • Interest-based (Riba) transactions
  • Speculative (Gharar) activities
  • Alcohol & Tobacco sectors
  • Gambling & Gaming
  • Conventional financial services (non-Shari'a)
  • Weapons & Defence (restricted)

Our Core Values

قيمنا الجوهرية

Adopted directly from the Al Safat Investment institutional framework — five values that define how we operate, invest, and serve our clients.

Act with Integrity

العمل بنزاهة

We uphold the highest standards of professional ethics, transparency, and fiduciary duty in all actions.

Maintain Ethics

الحفاظ على الأخلاق

Ethical conduct is the foundation of every client relationship, partnership, and investment decision.

Invest in People

الاستثمار في الأشخاص

Our greatest asset is our team. We invest in talent, development, and institutional knowledge.

Work & Spread Knowledge

العمل ونشر المعرفة

We cultivate a culture of continuous learning and knowledge-sharing to drive better investment outcomes.

Persevere

المثابرة

We remain steadfast in pursuit of long-term value creation, undeterred by short-term market volatility.

Target Client Segments

شرائح العملاء المستهدفين

Min: No minimum

Institutional Investors

المستثمرون المؤسسيون

Pension funds, endowments, insurance companies, sovereign wealth funds

صناديق التقاعد، صناديق الوقف، شركات التأمين، صناديق الثروة السيادية

Key Features

  • Custom mandates
  • Benchmark tracking
  • Quarterly reporting
  • Segregated accounts
Min: $10M+

Family Offices

مكاتب العائلات

Multi-generational wealth, governance, succession planning

الثروة متعددة الأجيال، الحوكمة، التخطيط لخلافة الأعمال

Key Features

  • Governance advisory
  • Succession planning
  • Consolidated reporting
  • Private assets
Min: $5M+

High-Net-Worth Individuals

الأفراد ذوو الثروات العالية

Individuals and families with >$5M investable assets

الأفراد والعائلات بأصول استثمارية تزيد عن 5 ملايين دولار

Key Features

  • Discretionary portfolios
  • Tax-efficient structures
  • Direct investments
  • Personal advisory
Min: Custom

Corporates

الشركات

Treasury management, employee retirement plans

إدارة الخزينة، خطط التقاعد للموظفين

Key Features

  • Treasury solutions
  • Employee plans
  • Liquidity management
  • Capital preservation

Our Success Stories

قصص نجاحنا

Past performance is not indicative of future results. Investment involves risk.

12.4%
5-Year Annualised Return
GCC Equity Strategy
vs. benchmark 8.1%
5.8%
Sukuk Portfolio Yield
Investment-Grade Sukuk Portfolio
Shari'a-compliant, CMA approved
$47.2B
Total Assets Under Management
Across all mandates
As at 31 December 2025

A Track Record Built on Discipline

Since 2003, Al Amal has delivered consistent, long-term returns to its clients across diverse market environments — the 2008 global financial crisis, the COVID-19 pandemic, and the GCC regional downturns — by maintaining our disciplined, research-driven approach and strict Shari'a compliance framework.

سجل حافل بُني على الانضباط

منذ عام 2003، قدمت المنزا عوائد ثابتة وطويلة الأمد لعملائها عبر بيئات سوقية متنوعة، بالاعتماد على نهجنا البحثي المنضبط والامتثال الصارم لأحكام الشريعة الإسلامية.

Related Content

Explore Further

مزيد من المعلومات

Become a Partner

كن شريكاً معنا

Al Amal invests in a diversified portfolio of GCC stocks, sukuk, and principal investments as well as GCC-focused and GCC-domicile funds. Speak with our asset management team to explore how we can help you achieve your long-term investment objectives.

This page is for informational purposes only and does not constitute an offer or solicitation to buy or sell any security. Al Amal Investment Company KSCC is licensed by the CMA of Kuwait.

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