Clear Rules. Strong Governance. Your Agreement.
Terms of Use
These Terms of Use govern access to and use of the Al Amal Investment website, digital platforms, and related services. By accessing this site, you agree to comply with these terms and applicable laws.
1. Introduction & Acceptance
المقدمة والقبول
These Terms of Use ("Terms") govern your access to and use of the website of Al Amal Investment Company KSCC ("Al Amal," "we," "us," "our"), a Kuwaiti Shareholding Company incorporated in the State of Kuwait in 2003. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms in their entirety, please do not access or use our website.
Our main focus is acquiring strategic investments in selective enterprises, industries, and investment vehicles seeking growth and capital appreciation — all in accordance with the provisions of Islamic Shari'a and the regulations of the Kuwait Capital Market Authority, Central Bank of Kuwait, and Kuwait Ministry of Commerce and Industry.
These Terms constitute a legally binding agreement between you and Al Amal. By continuing to use our website, you affirm that you are at least 18 years of age and have the legal capacity to enter into binding agreements under Kuwaiti law.
2. Use of Website
استخدام الموقع الإلكتروني
You may use our website for lawful, informational purposes only. You agree to comply with all applicable local, national, and international laws and regulations, including those issued by the Kuwait Capital Markets Authority (CMA) and the Central Bank of Kuwait (CBK).
You expressly agree not to:
- Use the website in any way that violates applicable laws, including CMA and CBK regulations, or that is otherwise unlawful, harmful, threatening, abusive, harassing, defamatory, or invasive of another's privacy.
- Attempt to gain unauthorized access to any part of the website, including restricted client portals, administrative systems, or back-end infrastructure.
- Transmit any viruses, Trojan horses, worms, malicious code, or any other harmful, disruptive, or destructive content or files.
- Scrape, harvest, copy, reproduce, or republish any content from this website without our prior express written consent.
- Impersonate any person or entity, or misrepresent your identity, affiliation, or relationship with Al Amal.
- Use automated tools, bots, or scripts to access, monitor, or copy content from this website.
- Use the website for any commercial purpose without our prior written authorization.
3. Intellectual Property
الملكية الفكرية
All content on this website — including but not limited to text, graphics, logos, icons, images, data compilations, audio clips, digital downloads, and software — is the exclusive property of Al Amal Investment Company KSCC or its licensors and is protected by Kuwaiti and international copyright, trademark, and intellectual property laws.
The name Al Amal, the Al Amal logo, Al Amal Investment Company KSCC, and all related trade names, service marks, logos, and product names are trademarks or registered trademarks of Al Amal. You may not use, reproduce, display, or incorporate these marks without our express prior written permission.
You may view and download content from our website solely for your personal, non-commercial informational use, provided that you: (i) retain all copyright and proprietary notices; (ii) do not modify the content; and (iii) do not use the content in a manner suggesting endorsement by Al Amal.
Any unauthorized use of our intellectual property may violate Kuwaiti copyright laws, trademark laws, and other applicable regulations, and may give rise to civil or criminal liability.
4. Investment Disclaimers
إخلاء المسؤولية الاستثمارية
The information on this website is provided for informational purposes only and does not constitute an offer, solicitation, or recommendation to buy, sell, subscribe for, or otherwise acquire or dispose of any securities, financial instruments, or investment products in any jurisdiction.
Nothing on this website constitutes investment, legal, tax, Shari'a, or financial advice. All information is general in nature and has not been prepared with reference to your individual investment objectives, financial situation, needs, or risk tolerance. You should seek independent professional advice before making any investment decision.
Statements regarding future performance, projections, expected returns, and other forward-looking statements are based on current expectations and assumptions and involve known and unknown risks and uncertainties. Actual results may differ materially from those anticipated in any forward-looking statements. Al Amal undertakes no obligation to update forward-looking statements.
Past performance does not guarantee future results. All investments involve risk, including the potential loss of some or all of the principal amount invested. Shari'a-compliant investments carry similar market and credit risks as conventional investments.
Information on this website may not be accurate, complete, or current. Al Amal makes no representations or warranties as to the accuracy, timeliness, or completeness of any information provided herein.
5. Limitation of Liability
تحديد المسؤولية
Our website and all content, materials, information, software, products, and services included on or otherwise made available to you through this website are provided on an "as is" and "as available" basis, without any representations or warranties of any kind, whether express, implied, statutory, or otherwise, including without limitation any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.
We do not warrant that: (i) the website will be uninterrupted, secure, or error-free; (ii) defects will be corrected; (iii) the website or its servers are free of viruses or other harmful components; or (iv) the information on this website is accurate, complete, reliable, or current.
To the fullest extent permitted by the laws of the State of Kuwait, Al Amal Investment Company KSCC, and its directors, officers, shareholders, employees, affiliates, agents, contractors, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages — including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption — arising from:
- Your access to, use of, or inability to use the website.
- Any reliance placed on the content or information provided on this website.
- Unauthorized access to or alteration of your transmissions or data.
- Any other matter relating to this website.
Even if Al Amal has been advised of the possibility of such damages, the foregoing limitations shall apply to the maximum extent permitted under applicable Kuwaiti law.
6. Third-Party Links
روابط الأطراف الثالثة
Our website may contain links to third-party websites, platforms, or resources for your convenience and reference. The inclusion of any link does not imply endorsement, approval, or sponsorship by Al Amal of the linked website or any content, products, services, or opinions expressed therein.
Al Amal does not control and is not responsible for the content, privacy policies, terms of use, accuracy, legality, or practices of any third-party websites. We strongly recommend that you review the privacy policy and terms of any third-party website before providing any information to them.
Your access to and use of any third-party website linked from our website is entirely at your own risk. Al Amal disclaims all liability for any damages or losses that you may incur by accessing or using such third-party websites.
7. Governing Law & Dispute Resolution
القانون الحاكم وتسوية النزاعات
These Terms of Use and your access to and use of our website shall be governed by, and construed and enforced in accordance with, the laws of the State of Kuwait — including the Capital Markets Law (Law No. 7 of 2010), the regulations and instructions of the Capital Markets Authority (CMA), the directives of the Central Bank of Kuwait (CBK), the Kuwait Companies Law, and the Kuwait Ministry of Commerce and Industry regulations — without regard to any conflict of law principles that would require the application of the laws of any other jurisdiction.
Any dispute, claim, or controversy arising out of or relating to these Terms, your use of our website, or the breach, termination, enforcement, interpretation, or validity thereof, shall be submitted to the exclusive jurisdiction of the competent courts of Kuwait City, State of Kuwait. You irrevocably consent to the personal jurisdiction of and venue in such courts and waive any objection to such jurisdiction or venue.
Nothing in this Section shall limit Al Amal's right to seek injunctive or other equitable relief from any court of competent jurisdiction where such relief is necessary to protect Al Amal's rights, property, or interests.
Regulatory Supervision: Al Amal Investment Company KSCC operates under the regulatory oversight of the Capital Markets Authority (CMA) of Kuwait and, where applicable, the Central Bank of Kuwait (CBK). Queries of a regulatory nature may be directed to the relevant authority.
8. Modifications to Terms
تعديلات الشروط
Al Amal reserves the right, at its sole discretion, to modify, amend, update, or replace these Terms at any time without prior notice. Any such modifications will be effective immediately upon posting of the revised Terms on our website, unless otherwise specified. The "Effective Date" at the top of these Terms will be updated to reflect the date of the most recent revision.
Your continued access to or use of our website following the posting of any changes to these Terms constitutes your acknowledgment and acceptance of such changes. If you do not agree with any modified Terms, you must discontinue your use of the website.
We encourage you to review these Terms periodically to ensure that you are aware of any changes. Material changes to these Terms may be communicated through a prominent notice on our website or through other appropriate means.
9. Contact Information
معلومات الاتصال
For questions, concerns, or inquiries about these Terms of Use, or to report a suspected violation of these Terms, please contact our Legal Department:
Legal Department
Al Amal Investment Company KSCC
Qibla Q2 Building 114 Office 27 Ground Floor, P.O. Box 200, Safat 13002, Kuwait City
Email: legal@al-amalinvestment.com
Phone: +965 2 2402229
Business Hours
Sunday – Thursday
8:00
AM – 4:30 PM (AST)
Al Amal does not accept legal notices via email. Formal legal service must be delivered to our registered office address.
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All consultations are subject to CMA-mandated disclosure requirements. Investment advice is provided to qualified investors only.